You're Being Scammed!
Everything's a ponzi scheme. Idiots, poor people and losers complain about scams --news flash, everything's a scam. The entire framework of economics is a pyramid scheme; you can only grow your business through scamming --what's advertising, it's being disingenuous to enchant people to buy your useless product so you can make a larger profit margin than what is reasonable. What is scamming? Scamming is a mismatch of reality (i.e. lying), it's usually used in the context of markets --which are ironically scams themselves. We say pyramid schemes are scams because the originator will run away with all the money, but that's not the case in every case because crypto and investing, for example, will leave money in the hands of both the owners and investors; that is, the markets are ponzi schemes that everyone can participate and scam in, it's essentially banking for the layman.
If you've ever participated in the world, you've been involved in scamming someone --there's no way around it. The nature of nature is amorality, we are the enforcers of ethics, morality is intuitive to us, we're born with it and we --most importantly-- feel it. Nature is a force un-yielded by anything and ambivalent to virtue and vice. Why, then, do we expect to be able to control it? How do we think we can disrupt the balance of suffering; it's literally impossible, nothing we do will be able to remove suffering, for all of time exactly half of nature will be seen by us as suffering and the other half not.
We are all being scammed, life's a scam, there's no escape, there's nothing we can do, we're uncontrollably barreling towards death and the closer we get the faster we go, everything that will happen is the only thing which can happen, you've made all your decisions and nothing you can do will change them, there's nothing you can change if your born short or ugly or stupid, if your born normal you'll stay normal, if your born insane you'll stay insane.
Money is for poor people, money is nothing, money is your god --'in God we trust' is written on every American dollar, the reason it's on money, a man-made abstraction used for control, is to say that God is money; psychologically, it means that, subliminally, money is God because God is engraved on the money, it makes the people draw associations between God and money and since atheism is becoming more and more prominent, money becomes the only place where they see God.
People are so stupid. They complain about ponzi schemes and pump-and-dump's but that's all they can do, whine. Smart people understand the nature of a ponzi scheme quicker and so they'll invest if they want to make quick money, stupid people will be hesitent because they don't understand but if they decide to invest and lose everything, that's on them, they made the call, they put themselves in the position of the victim, they trusted the person on the internet and made a stupid decision. Stupid people make stupid decisions, there's nothing you can do about it; stupid people will sometimes learn to be less trusting and smart people will learn to be more open-minded. When you're an inexperienced kid you make decisions indicative of your person. People don't change but their outlook will. You have no choice, you have to play the game, then only choice you make is to what extent.
Ever since that funny nosed nomadic tribe who lie about their religion and ethnic origin decided to get in the business of banking and usury, our economy has become a scam; the economy is a tool for the scammers to scam more, most of the richest people leverage the economy to scam people and they say it's 'money working for money.' How does that even make sense, money doesn't work, money is a store of work, money is an incentive --oh wait. The economy is a tool for the upper-class, take GDP for example, a measure of how prosperous a country is --or at least that's what they say, it's literally propaganda and can be easily manipulated through the calculations used to obtain it. Money is imaginary gold, people want it but it does nothing, money is definitionally a tool for control. Socialism has been demonised by communism and fascism --which are ideologies, one is the destruction of small scale societies into a single cohort and the other is about the bolstering of the smaller societies in a similar vain to the latter; the natural ideal is socialism on the level of the close community and a form of capitalism on the wider country, usury and methods for such should be avoided and enforced to prevent the subversion of our economy on a world-wide scale.
How the scam grows
The food we eat, the tools we use, the houses we build. All of these things are done by pure man power; all sourced, harvested, and used to create the thing which the man wants to create. Trading is introduced to the society as it becomes larger and to get a material becomes easier when you have other material that the exchanger wants (because he can't get it as easy is the man due to a myriad of circumstance). Once the society passes the next threshold, they may begin to use currency --a socially agreed upon valuable item to trade with, the item can be universally useful to the society or it can be extremely useful to some traders who will trade the currency for an item which the people find valuable (hence the value of currency by osmosis). It becomes easier for the man to focus on harvesting a smaller amount of valuable crop because the others can be bought through the excess of what the man creates as to change and harvest multiple goods is to invest in the relevant equipment, epigenetic expression, really a slew of things which lead to time and effort which will be better focused on harvesting the small amounts of things and advancing in the harvesting of the goods.
As the society grows, the dependence on trading grows, and so the dependence of currency grows to the point where people are paid in currency to handle exchanges of currency. Now goods are manufactured into items, further increasing the centralisation of outputs and inputs; a man now has a single simple job; as the machine grows in complexity the gears become smaller and smaller.
All of a sudden we run out of unique goods not being sold, so companies sell the same item but must incentivise the buyer to use his over the other. This can be done through innovation, but at a certain point innovation is held back by physical constrains and reasonability. Now what is there to change now that nothing is worth changing regarding the physicality of the item? The price.
The question now is: what can we replace in our machine to reduce the cost or where can we source our components so the item is cheaper to build or how do we reduce manufacturing costs in regards to labour? Essentially what is happening is we are seeing the battle for companies to make worse quality items because every time the value is reduced, the value (if bought en masse) will drag down the baseline value which forces all other companies to lower their prices or market their item on quality or become obsolete relative to the wider market. Obviously though, the companies can't sell cheaper and cheaper forever, they'll hit a plateau, the consumer will determine the acceptable quality --i.e. the immediate quality-- of the item with the plateau; this will fluctuate as the ratio of supply and demand will always shuffle as generations pass and enter the loop, immigrants inject themselves into the lower end, foreign trade hits the state with exorbitant amounts of goods valuable to the state and vice versa. These are the key influences on the economy, the economy is a proxy measure of the ratio between supply and demand.